At first I didn’t like him
He came asking for a loan
I got nervous when he came into view
On and overdose of vitamins
Trying to explain
Something that I already knew
He said help me stay afloat and get back to Hawaii
Hawaii
All the paintings and the sketches
Lay scattered on the sand
And the condominium was close at hand
Things were getting hard to follow
I was feeling pretty hollow
When the stranger came to me and put out his hand
He said I think we better talk there’s something you don’t understand
About Hawaii
Hawaii
With my baby and my bicycle
I up and rode away
And many nights have passed since this morning came my way
And I think about him often
With his vitamins and kids
Does he sleep with half a women on his mind?
Well the other half just got left behind
In Hawaii
Hawaii
I could be wrong, but I think this song is about a man (referred to as "Captain Crunch" in the Shakey biography) who kept trying to steal Carrie Snodgress away from Neil at a time when their relationship was already on the skids. Neil first encountered him when he went to Hawaii to meet Carrie and found them together.